# Activate Business, add credits and resume work

Review the actual plan, fund metered usage and return to the same conversation or retained money task.

Canonical: https://docs.bankeiz.com/credits/
Reviewed: 2026-10-28; coordinated packages 129.0.0; ruleset 127.0.0.

## Choose the addition you need

Messages, calls, core banking, proof objects, ownership and supported value remain available without Business. Business adds the agent’s extra intelligence, automation and business tools. The current authored offer is $149/month or $1,499/year, with 7,500 monthly AI usage credits; use is metered. Read the exact secure-payment terms before paying. An existing Receiz identity and subscription remain the same throughout this flow.

## Activate or manage the plan

1. **Open the review** — Choose Explore Business from the agent/Business entry. Read the intended task and plan.
2. **Choose the billing period** — Use Monthly or Yearly. Review its price and monthly/yearly renewal until cancelled.
3. **Continue to secure payment** — Use the existing Receiz secure checkout. Payment submission and confirmed Business access are separate results.
4. **Inspect access** — Business is active confirms the accepted access. For an existing subscription, use Manage existing plan to manage or cancel it; Refresh billing access refreshes that access rather than creating a second subscription.

## Add usage for the next task

1. **Choose Add credits** — Use the offered Add credits action in Your agent when usage is needed. The conversation remains retained.
2. **Choose the amount** — Select $10, $25, $50 or $100. Inspect the displayed credit count and one-time funding quote. Purchased credits do not expire.
3. **Use the actual funding choice** — Add credits from your balance appears for its eligible fully covered quote; otherwise Continue to secure payment completes the supported funding path. Check funding options or Refresh funding quote obtains the applicable current review.
4. **Return to the conversation** — The confirmed top-up says Ready to keep going. Choose Continue your conversation. Add another top-up is a separate deliberate purchase.

## Inspect payment and credit results

A card form, redirect or local success message alone does not confirm usage credit. The retained session confirms the exact account and accepted top-up. Included monthly credits and purchased credits have their actual plan terms; a dollar value in a task is not automatically available usage. Review the actual amount, credit count and funding source in the current flow. A confirmed usage purchase does not move money to a message recipient or finish a separate money task by itself.

## Resume an interrupted attempt

1. **Check the original purchase** — If a top-up is uncertain, choose Check this same top-up. Check this top-up inspects an already-started funding attempt. Do not start another purchase to find its outcome.
2. **Check plan access** — For an uncertain upgrade choose Check account access. Continue the existing checkout/session where offered.
3. **Resume the saved work** — A paused money task says Your money task is saved. Add credits, then continue. After confirmed funding choose Resume money task.
4. **Inspect its own result** — Return to the same conversation and actual task/financial result. Confirmed usage does not establish that the original task completed.

## Keep identity and authority continuous

Your plan and usage are attached to the intended existing account. If access is temporarily unavailable, keep the Identity Record and original purchase/session; do not create another person or subscription to continue. Changes to plan, usage and hosted service availability retain their specific scope. Your Twin still uses actual tool permissions and exact-action approval; buying credits does not grant an automatic financial mandate.

- [Use the agent](https://docs.bankeiz.com/agents/)
- [Recover an existing operation](https://docs.bankeiz.com/recovery/)

## Implementation sources

- [Plan review, checkout and existing subscription management](https://github.com/kojibai/reality-grade-banking/blob/v4.0.0/src/features/messages/TwinUpgradePanel.tsx)
- [Credit amounts, funding and same-top-up recovery](https://github.com/kojibai/reality-grade-banking/blob/v4.0.0/src/features/messages/TwinCreditsPanel.tsx)
- [Retained credit purchase and confirmed access](https://github.com/kojibai/reality-grade-banking/blob/v4.0.0/src/receiz/twin-credits-session.ts)
- [Authored plan and included usage terms](https://github.com/kojibai/reality-grade-banking/blob/v4.0.0/src/content/business-offer.mjs)

## Related documentation

- [Your agent, identity and connected context](https://docs.bankeiz.com/agents/)
- [Configure your Twin and inspect its work](https://docs.bankeiz.com/twin-workspace/)
- [Set up your business and connect its domain](https://docs.bankeiz.com/business-setup/)
- [Recover the established operation](https://docs.bankeiz.com/recovery/)