# Create an asset with actual backing

Commit admitted value once, bind it to the authored asset, and preserve the complete funding result.

Canonical: https://docs.bankeiz.com/backing/
Reviewed: 2026-10-25; coordinated packages 129.0.0; ruleset 127.0.0.

## Backing is a financial commitment

Create with backing combines a canonical authored source with one supported native backing transition. Reserve is allocated first and Settlement supplies the remainder. The asset ID, full supply and linked authored proof digest bind to that operation. Committed backing cannot remain separately spendable in the funding account. A title, listing, estimated value or uploaded file cannot create it.

**Preserve one source and one funding attempt**

1. Source held: Retain the authored Original.
2. Review: Bind asset, supply and exact funding.
3. Funded: Accept the native committed result.
4. Published: Deliver the same asset and source.

## Review the actual asset creation

1. **Choose Create with backing** — Complete the composer and enter Backing amount.
2. **Review asset creation** — Inspect Asset, You pay, Exact value, Asset units, Fee and Total debit.
3. **Read Transaction proof** — Inspect the Reserve/Settlement components, review digest and expiry coordinate.
4. **Approve exact terms** — Use I approve this exact transaction and its displayed terms, then Create funded asset. Edit details discards the review.

## What must match

**The financial result stays bound to the authored source**

| Binding | Required agreement |
| --- | --- |
| Authored Original | The retained canonical artifact and resource closure. |
| Asset definition | Owner, title, description, symbol and supply. |
| Funding | Exact units, rail and complete Reserve/Settlement composition. |
| Review | Current authority/head, digest and unexpired terms. |
| Public certificate | The same native asset and linkedProofDigest; no private holding or payment authority. |

## Recover the creation stages

The retained sequence is source-held → funding-pending → funded → publication-pending → published. Continue your asset resumes the held source before funding. Confirming your asset keeps an uncertain native result under the same request. Cancellation is available before funding begins; uncertain funding must resolve before another request can replace it. Insufficient combined funds, unsupported precision, changed authority or expired terms refuse the operation.

## Publish without funding twice

After actual funding, Retry public delivery reopens the same retained bytes and placement. It must not debit again, issue another asset or add another Showcase member. A sealed local source can remain usable while public delivery is pending. Published means the required public document/discovery result is complete. The public certificate describes the admitted asset; it does not grant the reader ownership or permission to redeem it.

- [Publication and retries](https://docs.bankeiz.com/publication/)
- [Valuation is separate from liquidity](https://docs.bankeiz.com/market-value/)

## Implementation sources

- [Automatic Reserve/Settlement backing contract](https://github.com/kojibai/reality-grade-banking/blob/6c5d582/docs/automatic-asset-backing.md)
- [Retained source/funding/publication state machine](https://github.com/kojibai/reality-grade-banking/blob/6c5d582/src/receiz/backed-asset-publication.ts)
- [Exact native operation review](https://github.com/kojibai/reality-grade-banking/blob/6c5d582/src/features/account/NativeOperation.tsx)

## Related documentation

- [Create and inspect an asset Original](https://docs.bankeiz.com/assets/)
- [Publish, share and preserve an Original](https://docs.bankeiz.com/publication/)
- [Reserve, Settlement and funding composition](https://docs.bankeiz.com/reserve-settlement/)
- [Valuation, backing, price and liquidity](https://docs.bankeiz.com/market-value/)